A Little About Us

Built Around a Simple Idea: People Matter.

Exclusive Mortgage Advice Services Limited was established with one clear goal - to provide exemplary care and advice to individuals, couples, families and business owners, who have mortgage and protection needs.

Emma Allan
Emma Allan · Founder & Principal Broker

A Note From Our Founder

After a long and varied career across financial services—spanning mortgage and protection advice, property and portfolio management, and debt management—Emma Allan established Exclusive Mortgage Advice Services Limited.

Her vision was clear: create an independent advisory practice where clients feel heard, supported, and confident at every step of their property journey.

Our Core Guarantee

"We don't cut corners. We are diligent, thorough, and leave no stone unturned in finding the right financial solution for you."

Our Operating Values

What you can expect from every interaction with Exclusive.

Whole of Market Independence

We are not tied to a restricted panel. We search across all available UK lenders & providers, to find options truly matched to your situation.

Plain English Clarity

Financial terms can feel confusing. We break down options clearly without confusing jargon to help you have a good understanding of your options and our advice.

End-to-End Commitment

We stay involved from first conversation through to application, valuation, legal completion, and beyond. We like to stay in touch with you every year, offering anniversary reviews and keeping track of when rates and products are due to expire; so we can help you to maintain the most suitable and cost-effective outcomes throughout the life of your mortgage / protection policies.

Meet the Team

Before you get in touch, meet the advisers you will speak to. Experienced, approachable brokers delivering whole-of-market guidance with integrity and transparency.

Emma Wood

Emma Allan

Managing Director & Senior Adviser

Mortgages and Protection
Specialist & Complex lending expert

Louis Horsfield

Louis Horsfield

Mortgage & Protection Adviser

First time buyers, Remortgages, Home movers, Buy to lets

Charli-Rose Richards

Charli-Rose Richards

Commercial Consultant for Exclusive Commercial Services Limited

Commercial mortgages, Bridging loans, Development finance

FREE · NO OBLIGATION

Start with a conversation

Book a free, no-obligation consultation and meet the people behind the advice.

A mortgage adviser in conversation with clients about their options
✳
NOT SURE WHERE TO START?

Start with
a conversation.

Tell us what's on your mind — no jargon required.

THERE'S NO WRONG FIRST QUESTION

Let's talk
it through.

You don't need to understand mortgages before you get in touch. Just tell us what's on your mind and we'll take it from there.

We'll reply personally within one business day.